DANIEL FITZSIMMONS
FITZSIMMONS APPRAISAL
Certified Residential Appraiser
Expert in the local real estate market and has been working as an Kentucky Certified Real Property Appraiser since 1994.
Serving the Kentucky Counties of Jefferson, Oldham, Trimble, Shelby, Spencer, Carroll, Henry, Bullitt & Nelson.
Specializing in single family homes, vacant land and up to 4 family apartment buildings.
Trusted by hundreds of local and national lenders.
Accurate Opinions of Value
Only the Best
As a seasoned Real Estate Appraiser with 30 years of experience, I offer a comprehensive appraisal service that provides my clients with well supported opinions of value. I provide an accurate and professional appraisal for a variety of purposes, whether you are looking to buy, sell, or refinance your property. With my years of experience, you can trust that you are receiving the best possible service.
Why is a home appraisal needed?
The purpose of a home appraisal is to estimate the home's value. Whether buying, selling, or refinancing a home, financial lenders require a home valuation to determine how much money they can reasonably lend. The most common situations in which you need a home appraisal include:
-
Buying a home – The lender needs an appraisal to ensure they don't lend a borrower more than the property is worth. They also use an appraisal to determine the buyer's loan-to-value (LTV) ratio.
-
Selling a home – A current valuation of your home helps in setting the right sale price and in negotiations with prospective buyers.
-
Refinancing a mortgage – An appraisal assures the lender that your home is worth enough to issue a new mortgage to replace the existing one.
-
Borrowing against your equity – An appraisal determines how much available equity you can borrow from if you need a home equity loan, home equity line of credit (HELOC), or a cash-out refinance.
-
Death or divorce settlement – An appraisal aids in the precise and fair division of assets when transferred or split among multiple parties.
-
Tax disputes – An appraisal is proof of value and helps resolve problems with your local tax authorities' valuation of your property.
-
Bankruptcy – An appraisal establishes fair market value for the judge during the bankruptcy process.
Services
We offer Real Estate Appraisal Services
LENDERS & AMC's
Mortgages, HELOC, FHA, VA, Conventional, Vacant Land,
1 to 4 Family, New Construction
PROPERTY OWNERS & ATTORNEYS
Appraisals for Pre-listing,
Estates & Estate Planning, Divorce, Private Sales, Property Tax Assessments and more.
REALTORS
Value Opinion Challange,
Pre-listings, Second Opinion,
Home Measuring Service